Student Health Insurance Administrator：

Academic Health Plans administers the Student Health Insurance Plan through UnitedHealthcare. As a preferred partner of UnitedHealthcare Student Resources in the Student Insurance Market, Academic Health Plans provides high-quality health insurance plans and reliable service for SFCM students. For 2025-2026 academic year, premium rate changes are as below:

Full-time undergraduate students' annual premium rate is $2,183; full-time graduate students' annual premium rate is $4,069.

Coverage Dates：

Coverage begins on August 1 of each academic year (January 1 for students starting in the spring semester) and ends on July 31.

SHIP Benefits:

With its comprehensive benefits, the SFCM SHIP plan ensures that students have access to essential healthcare services, including vision care, emergency assistance, preventive vaccines and mental health support.

Additionally, the SFCM SHIP plan includes benefits such as telemedicine and telehealth services provided by HealthiestYou from Teladoc. All members have online access to licensed medical professionals 24/7 with no fees associated with these services. More information about benefits and coverage can be found in the 2025-2026 SFCM SHIP Policy Certificate (Master Policy)

For additional benefits information and questions, go to https://sfcm.myahpcare.com, students may reach out to Academic Health Plans at 1-833-667-0022 or via email at uryc@nucpner.pbzmoc.eracpha@pleh .

Access to ID Card:

Insurance ID card is easy to access, all students who are enrolled, including dependents, can download the insurance ID card within 48 hours using either UHCSR secure portal, member account or UHCSR mobile app. After you successfully enrolled, create a UHCSR account at www.uhcsr.com first using your student ID number. You can then view and print your insurance ID card or request a physical one within your account. With the UHCSR mobile app, you can access your insurance ID card at any time. UHCSR provides secure online access to coverage information, print-friendly insurance ID cards, claims status, and any associated correspondence.

Enroll and Waive the Student Health Insurance Plan：

SFCM SHIP Enrollment

All full-time undergraduate and graduate students are automatically enrolled in the SFCM SHIP. For comprehensive coverage, SFCM SHIP is highly recommended. If you have health insurance that is comparable to SFCM SHIP, you can request permission to substitute your health insurance for the SFCM SHIP by requesting an “insurance waiver.”

The SFCM SHIP enrollment/waiver portal for Policy Year 2025-26 is now open. All new and returning full-time undergraduate and graduate students for the upcoming term at SFCM can now choose to opt in/waive the SFCM Student Health Insurance Plan for the policy year 2025-26.

Your only opportunity to apply for a waiver is 07/01/2025 – 08/01/2025 Apply for waiver here.

International Students - Waive the Student Health Insurance Plan

For students who want to opt out of SFCM SHIP, fill out the waiver form using your alternate comparable coverage information and finish the SFCM waiver process.
https://students.care26.com/login
*Alternative Plan Choice for F1/J1 Students:

Note that F1 students on OPT who are not registered in classes will not be eligible to enroll SFCM SHIP. 

Domestic Students - Waive the Student Health Insurance Plan

For students who want to opt out of SFCM SHIP, fill out the waiver form using your alternate comparable coverage information and finish the SFCM waiver process.
https://students.care26.com/login

In-network Urgent Care Facilities Nearby:

Near campus, there are SFCM SHIP in-network urgent care facilities offering immediate medical support to students facing urgent scenarios.

1. Dignity Health-GoHealth Urgent Care
   • Address: 1600 Market St, San Francisco, CA 94102
   • Distance: 0.1 Miles Away
   • Phone: 415-746-1812
   • San Francisco urgent care center on Market Street is located between Franklin and Rose Street, across from the Italian Homemade Company. Save your spot online or walk in 7 days a week.
2. Carbon Health Urgent & Primary Care San Francisco – Civic Center
   • Address: 1390 Market St #109, San Francisco, CA 94102
   • Distance:0.2 Miles Away
   • Phone: 415-918-5766
   • Carbon Health Urgent & Primary Care in San Francisco, located just a short distance from SFCM, provides comprehensive urgent care for non-life-threatening conditions. Same-day visits, including weekends, with extended hours for your convenience.
3. Carbon Health Urgent & Primary Care San Francisco – Castro
   • Address: 1998 Market St, San Francisco CA 94102
   • Distance:0.7 Miles Away
   • Phone: 415-792-6040
   • Carbon Health Urgent & Primary Care in San Francisco, located just a short distance from SFCM, provides comprehensive urgent care for non-life-threatening conditions. Same-day visits, including weekends, with extended hours for your convenience.
4. Concentra Urgent Care
   • Address: 2 Connecticut St, San Francisco, CA 94107
   • Distance: 1.8 Miles Away
   • Phone:415-621-5055
   • Concentra Urgent Care, situated a bit further from SFCM, specializes in occupational medicine and urgent care, as well as physical therapy and wellness services.